Identity Theft and Identity Fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.
In public places, for example, criminals may engage in shoulder surfing (watching you from a nearby location as you punch in your telephone calling card number or credit card number) or listen in on your conversation if you give your credit card number over the telephone.
If you receive applications for pre-approved credit cards in the mail, but discard them without tearing up the enclosed materials, criminals may retrieve them and try to activate the cards for their use without your knowledge. Also, if your mail is delivered to a place where others have ready access to it, criminals may simply intercept and redirect your mail to another location.
Many people respond to spam (unsolicited email) that promises them some benefit but requests identifying data, without realizing that in many cases the requester has no intention of keeping his promise. In some cases, criminals reportedly have used computer technology to steal large amounts of personal data.
If someone is using your personal or financial information to make purchases, receive benefits, file taxes, or commit fraud, that’s Identity Theft. This ebook will guide you through the recovery process.
If you’re dealing with Tax Identity Theft, Medical Identity Theft, or Child Identity Theft, read the chapter entitled SPECIAL FORMS OF IDENTITY THEFT. If you have had personal or financial information lost or stolen, refer to the chapter entitled DATA BREACHES AND LOST OR STOLEN INFORMATION.
Cotter Bass is an 81 year old retired architect/writer/photographer. His wife Violet reside in Greenwood, Indiana. Cotter and Violet have been married for 60 years, having raised two sons and one daughter, and are proud grandparents of eight grandchildren. Cotter enjoys the outdoors, especially fishing and golf. In addition to writing, much of Cotter’s time is spent in the pursuit of trout and bass, tying trout flies, playing golf, and photography.
Cotter has been writing for more than 50 years. The majority of his early work revolved around fishing and related outdoor subjects. Cotter penned angling columns for several regional newspapers and eventually secured a monthly trout column with an angling publication entitled FishingPA.
Cotter Bass wrote FUDGE! several years ago but had never pursued publication in ebook form until last year. ECHOES OF SLAVERY, KILLING FIELDS OF WORLD WAR I, Volume II, and IDENTITY THEFT, all published by Amazon Kindle, are his most recent works. Cotter is presently working on Volumes I and III of KILLING FIELDS OF WORLD WAR I and a young adult adventure entitled THE TREASURE OF OYSTER ISLAND.