Money. That was my New Year’s resolution for 2018. And as vague as that is, it was the only one I’ve ever stuck with.
In one year, I became a self-taught, financially literate, successful money-saver, and frugal money-spender while also getting out of credit card debt and investing in myself and my future – all while still traveling and enjoying my life!
I spent hundreds of hours pouring over personal finance books, podcasts, blogs, videos, and apps and documented it all so I could share the lessons I learned on everything money that they don’t teach us in school. As an educator myself, I felt compelled to share my story (and best tips and tricks) to help others on their journey to becoming financially intelligent.
This is a tangible, relatable, down-to-earth, up-to-date, well-rounded guide for improving your finances. You’ll learn how to:
Travel on the cheap
Lower your interest rates
Navigate the holidays
Consolidate retirement accounts
Open a Roth IRA
Invest in mutual funds & ETFs
Navigate the holidays
Save on groceries (without cutting coupons).
And lots more!
If you’re just getting started, learn how I did it from scratch so you can too. If you’re already living frugally, saving for retirement, and investing for your future, you’re still sure to learn plenty of skills to help you develop new money habits that stick. In the end, you’ll have a checklist with 101 steps – try as many money tasks as you can!
After nearly a decade of ignoring my growing debt and scraping by without a budget, I woke up one morning and decided, “Today’s the day to change.” Make today your day. Invest in yourself and commit to your 365-day money resolution now!
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Frankie Calkins grew up in Tacoma, WA and earned his B.A. in Communication from the University of Washington in 2007. After graduation, he taught high school English, drama, and film studies at San Jose High School through Teach For America. He went on to earn his Master of Education from the University of Washington in 2012.
He’s a proud triple-uncle, double-Husky, and single-father of Tucker the border collie. He currently works as a Marketing Manager and lives in the Fremont neighborhood of Seattle, often daydreaming of the Seattle Supersonics returning.