About t’s Not Common Cent$: A 30-Day Personal Finance Crash Course for College Students and Young Adults. How to Manage Money, Save Money Fast, Pay off Debt and Invest in the Stock Market. By Aaminah Amin.
Do you want to get out of debt, save money and retire a millionaire, without giving up everything you enjoy? Then this book is for you.
My goal is to empower you with the financial knowledge that no one teaches at school. Knowledge that I had to learn the hard way.
No matter what your finances look like right now, this 30-day crash course will take you from broke and clueless to financially literate and independent in no time.
Simply follow my step-by-step plan. 30 days is all you need to change your money habits and change your life.
In It’s Not Common Cent$, you will discover:
-How to become financially literate and build good financial habits in less than a month, even if you’re completely broke right now
-A foolproof budgeting hack that allows you to spend guilt-free on the things you love
-How to save money consistently and effortlessly without having to monitor your bank account every month
-Why paying off your student loans is a more urgent concern if you’re American than if you’re British
-The secret to building up a solid credit history without drowning yourself in debt
-The millionaires’ secret to building wealth that you can easily follow, without a financial advisor
-Tax preparation in terms you’ll understand – don’t pay a single cent more in taxes than you have to
-How to invest smartly using this “lazy” strategy that requires minimal funds and even less effort
I’d like to introduce someone who is funny, charming and good-looking. She couldn’t be here, so you’ve got me instead.
I’m Aaminah Amin and I’m the CEO of a company called 30-Day money school ltd. I worked as a Financial Consultant for 5 years. When I completed my degree and got the job, I thought I knew everything there is to know about ‘Finance’. Turns out, ‘Finance’ and ‘Personal Finance’ are two very different things. I was fortunate enough to be in an environment where I could learn about these things, from the experts in the game. I studied, read books, took courses. And eventually quit my job in July last year. I launched 2 businesses that I am truly passionate about. I paid off all my credit card and student loan debt by age 23. I am now a full-time entrepreneur, with 5+ income streams and on track to retire early.
My goal is to help others do the same. Especially those of you just starting out as ‘adults’. It’s hard. It’s overwhelming. And I get it. I want to support you as best as I can.
There are tons of excellent personal finance books out there. So why did I decide to write another one? Because when I began my journey, I found a lot of the books too difficult to read. I wanted to create something with humor, easy to consume and understand. Something targeted specifically at the college/university students and young adults who haven’t even been taught the basics. And more importantly, something actionable. I didn’t want to just throw lots of information your way and let you decide what to do with it.
That’s why this is called a 30-Day Crash Course. Each chapter addresses a particular topic, and then there are actions to take at the end. Follow the ‘course’ and you’re bound to see a positive impact on your finances by the end of it!