About Crowds, Odds and Cash
Every day at racetracks around the world, thousands of bettors step up to the window with hope in their pockets. Some leave with winnings, many leave empty-handed, and almost all walk away convinced that the next time, luck will turn in their favor.
But horse racing is not about luck. It is about probability, information, and discipline.
The strategy you will learn in this book is grounded in two key ideas:
1. Expert Opinion (Morning Line): The track handicapper sets the morning line based on careful study. This represents the expert baseline.
2. Wisdom of the Crowds (Final Odds): As wagering unfolds, money flows toward certain horses. The closing odds represent the collective judgment of thousands of bettors.
When combined, these two forces point us toward horses whose chances are stronger than they first appeared. That is the selection engine.
In this book, you will learn not just the mechanics of the system, but the psychology, the pitfalls, and the practical tools that make it sustainable. You will see case studies, sample ledgers, and step-by-step guidance.
The racetrack is a place of noise, speed, and chance. But with the right structure, you can cut through the noise and play the game with clarity.
This is your road map. Follow it with discipline, and the results will follow.
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Author Bio:
Ivan Cavric is a lifelong entrepreneur, author, and passionate horse racing enthusiast whose analytical approach to the track has earned him a reputation for turning odds into opportunity. With a background spanning corporate finance, investment strategy, and statistical modeling, Cavric brings a disciplined, data-driven mindset to every pursuit — including the sport he loves most: thoroughbred racing.
Over the years, Ivan has owned and managed several thoroughbred racehorses, achieving an impressive 42% in-the-money record — a testament to his deep understanding of both the art and science of the sport. His hands-on experience in ownership, combined with decades of financial acumen, forms the foundation of his structured wagering philosophy presented in Crowds, Odds, and Cash: Turning Race Day into Pay Day.
Cavric’s writing bridges the gap between the racetrack and the boardroom, showing readers how principles of discipline, probability, and psychology apply equally to investing and racing. Whether advising investors, mentoring entrepreneurs, or watching his horses thunder down the stretch, Ivan embodies one central idea: success favors preparation, patience, and intelligent risk.
He continues to share his insights with readers and racing fans alike, encouraging them to move beyond luck — and toward strategy, structure, and confidence.